Yes, you absolutely can sell pet insurance from home—and in 2025, it’s easier (and more lucrative) than ever.
With more carriers going fully digital and affiliate programs booming, remote pet insurance sales have become a great income stream for licensed agents, content creators, and marketers alike.
According to the American Veterinary Medical Association (AVMA), there are over 184 million pets in U.S. households. But fewer than 2% of them have pet insurance—a massive untapped opportunity.
The market has grown an average of 20% annually over the past five years, and with simplified quote tools and online comparisons, pet insurance is more accessible than ever.
🐾 The Pet Insurance Boom (2025 Stats)
- U.S. pet insurance market is projected to surpass $4 billion in written premiums this year.
- Over 5 million pets are now insured—up from 3.5M in 2021.
- Average premium: $676/year for dogs, $383/year for cats.
- Consumers are increasingly buying policies online, without agents.
🏠 Why Sell Pet Insurance from Home?
- Low overhead: No office. No inventory. Just a laptop and Wi-Fi.
- Recurring revenue: Most affiliate programs pay out per lead or quote.
- Flexible hours: Work around your lifestyle.
- Scalable: Your commissions grow with your audience.
🔥 Top Pet Insurance Affiliate Programs (2025)
| Carrier | Highlights | Affiliate Platform |
|---|---|---|
| Embrace | Customizable plans, covers exam fees | Impact / CJ |
| Fetch by The Dodo | Strong brand + wellness plans | Partnerize |
| ASPCA Pet Insurance | High trust factor, wide coverage | ShareASale |
| Pumpkin | Great UX, wellness included | PartnerStack / CJ |
| Liberty Mutual | Big name, widget quoting available | CJ Affiliate |
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✅ Pro tip: Liberty Mutual’s widget lets users get quotes directly from your site—frictionless & high-converting.
Do I Need a License?
There are two ways to earn commission:
1. As a licensed agent or broker – A Property & Casualty (P&C) license is required in most states. This opens up additional opportunities to sell home, auto, or commercial insurance.
2. As an affiliate marketer – No license required. You earn commissions by sending traffic to pet insurance quote tools. Once someone completes a quote or purchase, you earn.
How Much Can You Earn?
As of early 2025, U.S. pet‐insurance companies report remote support staff salaries in the mid‑$30K to high‑$60K range, varying by role and experience.
- Customer Service Representatives earn roughly $36.9K–$47.7K/year (Indeed: Embrace vs. Figo Pet Insurance).
- Claims adjusters/processors average $45.3K–$67.9K/year, depending on company and seniority.
- Administrative support roles (e.g. general insurance assistants) earn about $37.6K/year on average (entry-level starts near $32K, senior roles can hit $51K). (Sources: Indeed, Talent.com 2024–25)
For affiliate marketers:
Commissions range from $1.60–$25 per quote and up to $152 per sale.
Example: Send 2 quote requests/day → $798/month. If 1 in 10 converts at $80/sale → $480 more. That’s $1,278/month or $15,336/year—part-time.
How to Embed a Pet Insurance Quote Widget
- Sign up for Liberty Mutual or your preferred affiliate program.
- Locate the HTML embed code for the quote widget.
- Paste it into your blog, landing page, or sidebar.
- Track leads and earnings in your affiliate dashboard.
5 Ways to Sell Pet Insurance from Home
- Niche blog or newsletter: Pet care tips + affiliate links.
- TikTok & Reels: “Vet bill horror stories” or “Is pet insurance worth it?”
- Pinterest: Pet health infographics + quote CTAs.
- Facebook groups & forums: Offer value, then link to quotes.
- Email funnels: Free pet care checklist → soft sell quotes.
Tools to Help You Sell Smarter
- ConvertKit / Beehiiv – For building your list.
- Canva – For infographics and quote promos.
- ActiveCampaign – For email follow-up automations.
- CJ / Impact / PartnerStack – Track your commissions.
Who Should Sell Pet Insurance?
- Pet owners/lovers – Speak from experience.
- Pet niche creators – Add an extra income stream.
- Finance bloggers – Tie into budgeting + vet bills.
- Licensed agents – Extend your product lineup easily.
Should You Focus on Dogs or Cats?
Dog insurance interest is 3–5x higher than cat insurance on Google Trends.
- Dogs = higher premiums, more frequent vet visits.
- Certain breeds (ex: Pit Bulls, Dobermans) carry higher costs.
Start with dog owners—they’re the highest-converting audience.
Final Thoughts
Selling pet insurance from home isn’t just possible—it’s profitable. Whether you’re a licensed agent or a content creator with a loyal following, pet insurance can be a serious revenue stream.
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